First Premier Mortgage

First PREMIER Bank can meet your mortgage financing needs and make you feel at home. Their loan decisions are made locally which gives the borrower a sense of their friendly staff and faster than average closing time.

Fixed-rate, adjustable-rate, conventional, FHA, and VA loans are available.

First PREMIER Bank also offers home equity lines of credit and other credit line instruments. (See chart below for highlights of the program terms.)

LINES OF CREDIT	Easy Access Line of Credit	Advance Access Line of Credit	Home Equity Line of Credit
Type of Credit Line	Revolving	Revolving	Revolving
Credit Line	$300 - $5,000	$2,500 - $100,000	$2,500 - $100,000
Collateral	Unsecured or secured	Unsecured or secured	Secured by mortgage on primary residence
Requirements	Must be tied to a First PREMIER Checking Account
Rate	Fixed	Variable¹	Variable¹
Ways to Access Your Account	First PREMIER Checking Account² Telephone In person Online Banking ATM	First PREMIER Checking Account² Write a loan check Telephone In person Online Banking ATM	First PREMIER Checking Account² Write a loan check Telephone In person Online Banking ATM
Repayment Options	Principal and interest	Principal and interest or Interest only	Principal and interest or Interest only

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Mortgage Types
Mortgage Refinance
2nd Mortgage
Reverse Mortgage
Adjustable Rate Mortgage
Fixed Rate Mortgage
Interest-only Loan