Here's a look at how fixed rate mortgages (FRMs) have behaved in the market over the past 36 months (through Sept '05).
The averages come from the editorial, objective survey which was done nationwide every week for 20 years. (The graph uses weekly mortgage rates)

Graph courtesy of HSH
Wachovia Mortgage
Novastar Home Mortgage
Countrywide Mortgage
Suntrust Mortgage
CitiFinancial Mortgage
....and more than 100 other leading lenders
Mortgage Types
Mortgage Refinance
2nd Mortgage
Reverse Mortgage
Adjustable Rate Mortgage
Fixed Rate Mortgage
Interest-only Loan